Estate Planning

Durable Power of Attorney

Who We Are

Protecting Your Financial Independence and Business Continuity in La Palma and Irvine

Estate planning is often associated with what happens after you pass away, but some of the most critical legal protections are those that safeguard you while you are still here. A Durable Power of Attorney (DPOA) is a legal instrument that ensures your financial affairs and personal business can continue uninterrupted if you are ever unable to manage them yourself due to illness or injury.

At the Law Offices of W. Steven Chou, we view the Durable Power of Attorney as an essential “shield” for your autonomy. By hand-selecting a trusted individual to act on your behalf, you maintain control over who manages your life’s work, rather than leaving those decisions to a court-appointed stranger.

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Avoiding the Burden of Probate Conservatorship

Without a properly drafted Durable Power of Attorney, your family may face a “living probate”—a legal proceeding known in California as a Conservatorship.

If you become incapacitated and haven’t designated an agent, your loved ones must petition the Superior Court to gain the authority to pay your mortgage, manage your investments, or make decisions about your business. This process is:

  • Public: Your private financial matters become part of the public court record.
  • Expensive: Involves significant court filing fees and mandatory attorney fees.
  • Time-Consuming: Can take months to establish, leaving your financial obligations in limbo.

By including a DPOA in your estate plan, you ensure a seamless transition of authority, saving your family from the stress and expense of a public court battle.

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Comprehensive Financial and Personal Authority

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A Durable Power of Attorney drafted by Attorney Steven Chou is tailored to your specific needs, whether you are a homeowner in Irvine, a business owner in La Palma, or a retiree in Laguna Woods. We ensure your agent has the specific authority required to:

Manage Bank Accounts & Investments
Pay daily bills, manage portfolios, and handle banking transactions.
Oversee Real Estate
Manage your primary residence or rental properties, including the power to sell or refinance if necessary.
Ensure Business Continuity
If you own a business in Anaheim or Cerritos, your agent can sign contracts, manage payroll, and keep operations running smoothly.
Handle Government & Tax Matters
File income taxes, apply for Social Security benefits, and manage insurance claims.

Why a "Durable" Power of Attorney?

The term “Durable” is a specific legal designation. A standard Power of Attorney typically expires if the principal becomes incapacitated—exactly when you need it most. We draft “Durable” documents that stay in effect (or “spring” into effect) the moment you are no longer able to make your own decisions, providing a continuous safety net.

A Bilingual Approach to Incapacity Planning

Clear communication is vital when choosing the person who will manage your finances. Attorney W. Steven Chou provides bilingual services in English and Chinese, helping multi-generational families in communities like Mission Viejo and Newport Beach understand the gravity and responsibility of the Power of Attorney role. We ensure your designated agent fully understands their fiduciary duties and your specific expectations.

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Take the first step toward total protection

Secure Your Voice and Your Assets

Don’t wait for a crisis to decide who will manage your affairs. A Durable Power of Attorney is a low-cost, high-impact tool that provides peace of mind for you and your family.

Is your financial future protected from a “living probate”?

Disclaimer:

The information provided on this website is for general information purposes only. Nothing on this site should be construed as legal advice for any individual or for any situation or case. The information provided is neither intended to create an attorney-client privilege, nor does viewing this website create an attorney-client privilege.

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